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Excel Facts

How to calculate loan payments in Excel?
Use the PMT function: =PMT(5%/12,60,-25000) is for a $25,000 loan, 5% annual interest, 60 month loan.
I should add my other hot-button issue.

I contend that every cell on a worksheet is either ...

o Unused (Normal)

o An Input (numbers or text entered manually)

o Data produced by Code (which may be input to formulas)

o A Label (descriptive of the data at right or below, and never used in a formula)

o A Formula

o Cells that must be empty or zero-filled for other formulas to work correctly (DoNotUse)

o A Remark

My template has styles by those exact names, and nothing else (well, hyperlink and followed hyperlink).

<TABLE style="WIDTH: 219pt; BORDER-COLLAPSE: collapse" border=0 cellSpacing=0 cellPadding=0 width=292 x:str><COLGROUP><COL style="WIDTH: 37pt; mso-width-source: userset; mso-width-alt: 2267" width=50><COL style="WIDTH: 42pt; mso-width-source: userset; mso-width-alt: 2560" span=2 width=56><COL style="WIDTH: 98pt; mso-width-source: userset; mso-width-alt: 5961" width=130><TBODY><TR style="HEIGHT: 12pt" height=16><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; WIDTH: 37pt; HEIGHT: 12pt; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" height=16 width=50>Normal</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; WIDTH: 42pt; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" width=56>Normal</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; WIDTH: 42pt; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" width=56>Normal</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; WIDTH: 98pt; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" width=130>Normal</TD></TR><TR style="HEIGHT: 12pt" height=16><TD style="BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext 0.5pt solid; BACKGROUND-COLOR: #f3f3f3; WIDTH: 37pt; HEIGHT: 12pt; BORDER-TOP: windowtext 0.5pt solid; BORDER-RIGHT: windowtext 0.5pt solid" class=xl32 height=16 width=50>Label</TD><TD style="BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: #f3f3f3; WIDTH: 42pt; BORDER-TOP: windowtext 0.5pt solid; BORDER-RIGHT: windowtext 0.5pt solid" class=xl32 width=56>Label</TD><TD style="BORDER-BOTTOM: windowtext 0.5pt solid; BORDER-LEFT: windowtext; BACKGROUND-COLOR: #f3f3f3; WIDTH: 42pt; BORDER-TOP: windowtext 0.5pt solid; BORDER-RIGHT: windowtext 0.5pt solid" class=xl32 width=56>Label</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8">Normal</TD></TR><TR style="HEIGHT: 12pt" height=16><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: white; HEIGHT: 12pt; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" class=xl35 height=16>DoNotUse</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: white; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" class=xl35>DoNotUse</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: white; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" class=xl35>DoNotUse</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8"></TD></TR><TR style="HEIGHT: 12pt" height=16><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: white; HEIGHT: 12pt; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" class=xl30 height=16>Input</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: white; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" class=xl34>Code</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #e7e7e7; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" class=xl31>Formula</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" class=xl33>This is a Remark</TD></TR><TR style="HEIGHT: 12pt" height=16><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; HEIGHT: 12pt; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8" height=16>Normal</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8">Normal</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8">Normal</TD><TD style="BORDER-BOTTOM: #ece9d8; BORDER-LEFT: #ece9d8; BACKGROUND-COLOR: #909090; BORDER-TOP: #ece9d8; BORDER-RIGHT: #ece9d8">Normal</TD></TR></TBODY></TABLE>

Code and DoNotUse don't appear correctly above; Code has a gray horizontal pattern, and DoNotUse has a crosshatch. Each styles include only the formatting elements necessary.

Excel's default 99 other styles are nowhere in sight.
 
See I never would have thought of that! I should have come here to ask questions sooner! :)
 

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