the rest of the message reads:
<a12,"",a12), I="" it="" deduct="" to="" COUNTBLANK="" use="" can="" but="" payments,="" as="" the="" from="" these="" treats="" total.
<a12,"",a12), I="" it="" deduct="" to="" COUNTBLANK="" use="" can="" but="" payments,="" as="" the="" from="" these="" treats="" total.
<a12,"",a12) need.=""><a12,"",a12), I="" it="" deduct="" to="" COUNTBLANK="" use="" can="" but="" payments,="" as="" the="" from="" these="" treats="" total.
It treats blank cells as missed payments but I can use COUNTBLANK to deduct those
<a12,"",a12), it="" up="" end="" deduct="" to="" use="" can="" but="" missed="" as="" blanks="" the="" works.="" countblank="" i="">Nice one, James. </a12,"",a12),></a12,"",a12),></a12,"",a12)></a12,"",a12),></a12,"",a12),>