=IFERROR(if(VLOOKUP(B$1,OFFSET(INDEX($K$2:$K$900,MATCH($A2,$K$2:$K$900,0)),,,MATCH("*",INDEX($K$2:$K$900,1+MATCH($A2,$K$2:$K$900,0)):$K$900,0),2),2,0)>0.07,VLOOKUP(B$1,OFFSET(INDEX($K$2:$K$900,MATCH($A2,$K$2:$K$900,0)),,,MATCH("*",INDEX($K$2:$K$900,1+MATCH($A2,$K$2:$K$900,0)):$K$900,0),2),2,0),0),"")