=IF(AND(D12="Fixed",D26<>J75,G50=J75,OR(D26-J75>0.125%,D26-J75<-0.125%)),CONCATENATE("APR difference between ELC (",TEXT(D26,"0.0000%"),") and Final CD (",TEXT(J75,"0.000%"),") not within tolerance"),IF(AND(D12="Fixed",D26<>J75,G50=J75,OR(D26-J75<0.125%,D26-J75>0.125%)),CONCATENATE("APR...