XIRR formula for several Loans

X

xunda_gunda

New Member
Joined
Aug 17, 2012
Messages
22
Hello,
I am trying to write one XIRR formula that will calculate IRR for several loans (with different start dates).

[TABLE="width: 891"]
<tbody>[TR]
[TD]Loans/Dates[/TD]
[TD]15.01.2014[/TD]
[TD]15.02.2014[/TD]
[TD]15.03.2014[/TD]
[TD]15.04.2014[/TD]
[TD]15.05.2014[/TD]
[TD]15.06.2014[/TD]
[TD]15.07.2014[/TD]
[TD]15.08.2014[/TD]
[TD]15.09.2014[/TD]
[TD]15.10.2014[/TD]
[TD]15.11.2014[/TD]
[TD]15.12.2014[/TD]
[TD]XIRR
Correct[/TD]
[TD]XIRR
Incorrect[/TD]
[TD]XIRR
Correct Formula[/TD]
[TD]XIRR
Incorrect Formula[/TD]
[/TR]
[TR]
[TD]Loan 1[/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]-50,000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]25,000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]30,000[/TD]
[TD="align: right"]18.58%[/TD]
[TD="align: right"]0.00%[/TD]
[TD]=XIRR(D2:M2,D1:M1)[/TD]
[TD]=XIRR(B2:M2,$B$1:$M$1)[/TD]
[/TR]
[TR]
[TD]Loan 2[/TD]
[TD="align: right"]-150,000[/TD]
[TD][/TD]
[TD="align: right"]50,000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]80,000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]40,000[/TD]
[TD="align: right"]29.32%[/TD]
[TD="align: right"]29.32%[/TD]
[TD]=XIRR(B3:M3,B1:M1)[/TD]
[TD]=XIRR(B3:M3,$B$1:$M$1)[/TD]
[/TR]
[TR]
[TD]Loan 3[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]-90,000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]20,000[/TD]
[TD][/TD]
[TD="align: right"]80,000[/TD]
[TD="align: right"]21.01%[/TD]
[TD="align: right"]0.00%[/TD]
[TD]=XIRR(F4:M4,F1:M1)[/TD]
[TD]=XIRR(B4:M4,$B$1:$M$1)[/TD]
[/TR]
[TR]
[TD]Loan 4[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]-18,000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]8,000[/TD]
[TD][/TD]
[TD="align: right"]11,000[/TD]
[TD="align: right"]11.06%[/TD]
[TD="align: right"]0.00%[/TD]
[TD]=XIRR(F5:M5,F1:M1)[/TD]
[TD]=XIRR(B5:M5,$B$1:$M$1)[/TD]
[/TR]
[TR]
[TD]Loan 5[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]-15,000[/TD]
[TD][/TD]
[TD][/TD]
[TD="align: right"]10,000[/TD]
[TD][/TD]
[TD="align: right"]7,000[/TD]
[TD="align: right"]47.95%[/TD]
[TD="align: right"]0.00%[/TD]
[TD]=XIRR(H6:M6,H1:M1)[/TD]
[TD]=XIRR(B6:M6,$B$1:$M$1)[/TD]
[/TR]
</tbody>[/TABLE]

XIRR Correct formula is calculated separately for each loan (first date should be the date when first cash flow (negative) is done)

XIRR Incorrect formula is what I want to use (one formula that will work in every loan).

But problem is - in this case first date for each loan would be 15.01.2014 and IRR will be calculated incorrectly.
I want that for each loan dates range should start from the first cash flow date.

Am I clear? If not, please tell me and I will try to explain more accurately.

Thanks in advance.
 
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Hi

Assuming the following spreadsheet setup:
[TABLE="class: grid, width: 800"]
<tbody>[TR]
[TD][/TD]
[TD="align: center"]A[/TD]
[TD="align: center"]B[/TD]
[TD="align: center"]C[/TD]
[TD="align: center"]D[/TD]
[TD="align: center"]E[/TD]
[TD="align: center"]F[/TD]
[TD="align: center"]G[/TD]
[TD="align: center"]H[/TD]
[TD="align: center"]I[/TD]
[TD="align: center"]J[/TD]
[TD="align: center"]K[/TD]
[TD="align: center"]L[/TD]
[TD="align: center"]M[/TD]
[TD="align: center"]N[/TD]
[/TR]
[TR]
[TD]1[/TD]
[TD]Loans/Dates[/TD]
[TD]15/1/14[/TD]
[TD]15/2/14[/TD]
[TD]15/3/14[/TD]
[TD]15/4/14[/TD]
[TD]15/5/14[/TD]
[TD]15/6/14[/TD]
[TD]15/7/14[/TD]
[TD]15/8/14[/TD]
[TD]15/9/14[/TD]
[TD]15/10/14[/TD]
[TD]15/11/14[/TD]
[TD]15/12/14[/TD]
[TD="align: center"]XIRR[/TD]
[/TR]
[TR]
[TD]2[/TD]
[TD]Loan 1[/TD]
[TD][/TD]
[TD][/TD]
[TD]-50000<strike></strike>[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]25000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]30000[/TD]
[TD]18.58%[/TD]
[/TR]
[TR]
[TD]3[/TD]
[TD]Loan 2[/TD]
[TD]-150000<strike></strike>[/TD]
[TD][/TD]
[TD]50000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]80000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]40000[/TD]
[TD]29.32%[/TD]
[/TR]
[TR]
[TD]4[/TD]
[TD]Loan 3[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]-90000<strike></strike>[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]20000[/TD]
[TD][/TD]
[TD]80000[/TD]
[TD]21.01%[/TD]
[/TR]
[TR]
[TD]5[/TD]
[TD]Loan 4[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]-18000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]8000[/TD]
[TD][/TD]
[TD]11000[/TD]
[TD]11.06%[/TD]
[/TR]
[TR]
[TD]6[/TD]
[TD]Loan 5[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]-15000[/TD]
[TD][/TD]
[TD][/TD]
[TD]10000[/TD]
[TD][/TD]
[TD]7000[/TD]
[TD]47,95%[/TD]
[/TR]
</tbody>[/TABLE]

in N2:
Code: 
=XIRR(INDIRECT(ADDRESS(ROW(),MATCH(TRUE,ISNUMBER($B2:$M2),0)+1,4)&":M"&ROW()),
INDIRECT(ADDRESS(1,MATCH(TRUE,ISNUMBER($B2:$M2),0)+1,4)&":M1"))
validate with Ctrl+Shift+Enter (array formula) and copy down as necessary

Regards
XLearner
 
Upvote 0
XLearner said:
Hi

Assuming the following spreadsheet setup:
[TABLE="class: grid, width: 800"]
<tbody>[TR]
[TD][/TD]
[TD="align: center"]A[/TD]
[TD="align: center"]B[/TD]
[TD="align: center"]C[/TD]
[TD="align: center"]D[/TD]
[TD="align: center"]E[/TD]
[TD="align: center"]F[/TD]
[TD="align: center"]G[/TD]
[TD="align: center"]H[/TD]
[TD="align: center"]I[/TD]
[TD="align: center"]J[/TD]
[TD="align: center"]K[/TD]
[TD="align: center"]L[/TD]
[TD="align: center"]M[/TD]
[TD="align: center"]N[/TD]
[/TR]
[TR]
[TD]1[/TD]
[TD]Loans/Dates[/TD]
[TD]15/1/14[/TD]
[TD]15/2/14[/TD]
[TD]15/3/14[/TD]
[TD]15/4/14[/TD]
[TD]15/5/14[/TD]
[TD]15/6/14[/TD]
[TD]15/7/14[/TD]
[TD]15/8/14[/TD]
[TD]15/9/14[/TD]
[TD]15/10/14[/TD]
[TD]15/11/14[/TD]
[TD]15/12/14[/TD]
[TD="align: center"]XIRR[/TD]
[/TR]
[TR]
[TD]2[/TD]
[TD]Loan 1[/TD]
[TD][/TD]
[TD][/TD]
[TD]-50000<strike></strike>[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]25000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]30000[/TD]
[TD]18.58%[/TD]
[/TR]
[TR]
[TD]3[/TD]
[TD]Loan 2[/TD]
[TD]-150000<strike></strike>[/TD]
[TD][/TD]
[TD]50000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]80000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]40000[/TD]
[TD]29.32%[/TD]
[/TR]
[TR]
[TD]4[/TD]
[TD]Loan 3[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]-90000<strike></strike>[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]20000[/TD]
[TD][/TD]
[TD]80000[/TD]
[TD]21.01%[/TD]
[/TR]
[TR]
[TD]5[/TD]
[TD]Loan 4[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]-18000[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]8000[/TD]
[TD][/TD]
[TD]11000[/TD]
[TD]11.06%[/TD]
[/TR]
[TR]
[TD]6[/TD]
[TD]Loan 5[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD]-15000[/TD]
[TD][/TD]
[TD][/TD]
[TD]10000[/TD]
[TD][/TD]
[TD]7000[/TD]
[TD]47,95%[/TD]
[/TR]
</tbody>[/TABLE]

in N2:
Code: 
=XIRR(INDIRECT(ADDRESS(ROW(),MATCH(TRUE,ISNUMBER($B2:$M2),0)+1,4)&":M"&ROW()),
INDIRECT(ADDRESS(1,MATCH(TRUE,ISNUMBER($B2:$M2),0)+1,4)&":M1"))
validate with Ctrl+Shift+Enter (array formula) and copy down as necessary

Regards
XLearner
Click to expand...


Thank you very very very much :)
 
Upvote 0
You're welcome & Thanks for posting back. Hopefully this will help someone else sooner or later...
 
Upvote 0
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