Try pasting this formula in the cell where you want the text to appear.
Change all of the E20 cell addresses to the cell address where you have your value.
=IF(AND(E8<1,E8<>0),"Zero Dollars and "&RIGHT(TEXT(E8,"000000000.00"),2)&" Cents",IF(E8=0,"",CHOOSE(LEFT(TEXT(E8,"000000000.00"))+1,,"One ","Two ","Three ","Four ","Five ","Six ","Seven ","Eight ","Nine ")
&IF(--LEFT(TEXT(E8,"000000000.00"))=0,,IF(AND(--MID(TEXT(E8,"000000000.00"),2,1)=0,--MID(TEXT(E8,"000000000.00"),3,1)=0),"Hundred ","Hundred "))
&CHOOSE(MID(TEXT(E8,"000000000.00"),2,1)+1,,,"Twenty ","Thirty ","Forty ","Fifty ","Sixty ","Seventy ","Eighty ","Ninety ")
&IF(--MID(TEXT(E8,"000000000.00"),2,1)<>1,CHOOSE(MID(TEXT(E8,"000000000.00"),3,1)+1,,"One ","Two ","Three ","Four ","Five ","Six ","Seven ","Eight ","Nine "),
CHOOSE(MID(TEXT(E8,"000000000.00"),3,1)+1,"Ten ","Eleven ","Twelve ","Thirteen ","Fourteen ","Fifteen ","Sixteen ","Seventeen ","Eighteen ","Nineteen "))
&IF((--LEFT(TEXT(E8,"000000000.00"))+MID(TEXT(E8,"000000000.00"),2,1)+MID(TEXT(E8,"000000000.00"),3,1))=0,,IF(AND((--MID(TEXT(E8,"000000000.00"),4,1)+MID(TEXT(E8,"000000000.00"),5,1)+MID(TEXT(E8,"000000000.00"),6,1)+MID(TEXT(E8,"000000000.00"),7,1))=0,(--MID(TEXT(E8,"000000000.00"),8,1)+RIGHT(TEXT(E8,"000000000.00")))>0),"Million ","Million "))
&CHOOSE(MID(TEXT(E8,"000000000.00"),4,1)+1,,"One ","Two ","Three ","Four ","Five ","Six ","Seven ","Eight ","Nine ")
&IF(--MID(TEXT(E8,"000000000.00"),4,1)=0,,IF(AND(--MID(TEXT(E8,"000000000.00"),5,1)=0,--MID(TEXT(E8,"000000000.00"),6,1)=0),"Hundred ","Hundred "))
&CHOOSE(MID(TEXT(E8,"000000000.00"),5,1)+1,,,"Twenty ","Thirty ","Forty ","Fifty ","Sixty ","Seventy ","Eighty ","Ninety ")
&IF(--MID(TEXT(E8,"000000000.00"),5,1)<>1,CHOOSE(MID(TEXT(E8,"000000000.00"),6,1)+1,,"One ","Two ","Three ","Four ","Five ","Six ","Seven ","Eight ","Nine "),CHOOSE(MID(TEXT(E8,"000000000.00"),6,1)+1,"Ten ","Eleven ","Twelve ","Thirteen ","Fourteen ","Fifteen ","Sixteen ","Seventeen ","Eighteen ","Nineteen "))
&IF((--MID(TEXT(E8,"000000000.00"),4,1)+MID(TEXT(E8,"000000000.00"),5,1)+MID(TEXT(E8,"000000000.00"),6,1))=0,,IF(OR((--MID(TEXT(E8,"000000000.00"),7,1)+MID(TEXT(E8,"000000000.00"),8,1)+MID(TEXT(E8,"000000000.00"),9,1))=0,--MID(TEXT(E8,"000000000.00"),7,1)<>0),"Thousand ","Thousand "))
&CHOOSE(MID(TEXT(E8,"000000000.00"),7,1)+1,,"One ","Two ","Three ","Four ","Five ","Six ","Seven ","Eight ","Nine ")
&IF(--MID(TEXT(E8,"000000000.00"),7,1)=0,,IF(AND(--MID(TEXT(E8,"000000000.00"),8,1)=0,--MID(TEXT(E8,"000000000.00"),9,1)=0),"Hundred ","Hundred "))&
CHOOSE(MID(TEXT(E8,"000000000.00"),8,1)+1,,,"Twenty ","Thirty ","Forty ","Fifty ","Sixty ","Seventy ","Eighty ","Ninety ")
&IF(--MID(TEXT(E8,"000000000.00"),8,1)<>1,CHOOSE(MID(TEXT(E8,"000000000.00"),9,1)+1,"","One ","Two ","Three ","Four ","Five ","Six ","Seven ","Eight ","Nine ")&"Dollars ",CHOOSE(MID(TEXT(E8,"000000000.00"),9,1)+1,"Ten ","Eleven ","Twelve ","Thirteen ","Fourteen ","Fifteen ","Sixteen ","Seventeen ","Eighteen ","Nineteen "))
&"and "&RIGHT(TEXT(E8,"000000000.00"),2)&" Cents"))