How do I take the difference between two cells data inputs and create a number of rows that equals that number?

T

Tdb22

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Question: How do I take the difference between cell data inputs (see text in red below) and create a dynamic number of rows that equals the difference?

For example:
Age at Distribution: 56
Age at End of Distribution: 90
Years of Total Distribution: 34 <--------- This is the number of rows I want in my table. It should start at age 56 and sequentially increase to age 90. Currently, I'm creating this set of row data manually. I want it to dynamically change based on cell inputs that will change.

Current Spreadsheet Inputs

Age
Current Age
Account
Contributions (Annual)
Tax Rate
Nominal Return Rate
Retire Age
Years To Retirement
Future Value of Account
Account Value
Distribution Percentage
Tax Rate
Nominal Return Rate
Lost Opportuntiy Cost Rate
Age at Distribution
Age at End of Distribution
Years of Total Distribution

<tbody>
[TD="bgcolor: #93c47d"]Accumulation Phase[/TD]

[TD="align: right"]35[/TD]

[TD="align: right"]56[/TD]

[TD="align: right"]$186,000[/TD]

[TD="align: right"]57[/TD]

[TD="align: right"]$10,000[/TD]

[TD="align: right"]58[/TD]

[TD="align: right"]28.00%[/TD]

[TD="align: right"]59[/TD]

[TD="align: right"]7.00%[/TD]

[TD="align: right"]60[/TD]

[TD="align: right"]55[/TD]

[TD="align: right"]61[/TD]

[TD="align: right"]20[/TD]

[TD="align: right"]62[/TD]

[TD="align: right"]$1,158,413[/TD]

[TD="align: right"]63[/TD]

[TD="align: right"]64[/TD]

[TD="bgcolor: #93c47d"]Distribution Phase[/TD]

[TD="align: right"]65[/TD]

[TD="align: right"]$1,158,413[/TD]

[TD="align: right"]66[/TD]

[TD="align: right"]4.50%[/TD]

[TD="align: right"]67[/TD]

[TD="align: right"]33.00%[/TD]

[TD="align: right"]68[/TD]

[TD="align: right"]5.00%[/TD]

[TD="align: right"]69[/TD]

[TD="align: right"]6.00%[/TD]

[TD="align: right"]70[/TD]

[TD="align: right"] 56 [/TD]

[TD="align: right"]71[/TD]

[TD="align: right"] 90 [/TD]

[TD="align: right"]72[/TD]

[TD="align: right"] 34 [/TD]

[TD="align: right"]73[/TD]

[TD="align: right"]74[/TD]

[TD="align: right"]75[/TD]

[TD="align: right"]76[/TD]

[TD="align: right"]77[/TD]

[TD="align: right"]78[/TD]

[TD="align: right"]79[/TD]

[TD="align: right"]80[/TD]

[TD="align: right"]81[/TD]

[TD="align: right"]82[/TD]

[TD="align: right"]83[/TD]

[TD="align: right"]84[/TD]

[TD="align: right"]85[/TD]

[TD="align: right"]86[/TD]

[TD="align: right"]87[/TD]

[TD="align: right"]88[/TD]

[TD="align: right"]89[/TD]

[TD="align: right"]90[/TD]

</tbody>
 
Last edited:

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For your first cell you could use

=cell with distribution age

then use the following formula in the one below and copy it down the whole column. You could then just copy the column from sheet to sheet

=IF(B1<$A$2,B1+1,"")

B1 = first cell which distribution age started
$A$2 = max age cell

then when you input those ages, it will fill as neccessary

i have made an example for you to see
https://www.dropbox.com/s/ovicb2mfxk9gwyp/distribution help.xlsx?dl=0
 
Upvote 0
Cooper645, excellent. Thank you! It automatically populates the ages in the column to fit the inputs. Awesomeness!

=IF(B1<$A$2,B1+1,"")

<tbody>
[TD="align: right"]67[/TD]
[TD="align: right"]67[/TD]

[TD="align: right"]90[/TD]
[TD="align: right"]68[/TD]

[TD="align: right"]23[/TD]
[TD="align: right"]69[/TD]

[TD="align: right"]70[/TD]

[TD="align: right"]71[/TD]

[TD="align: right"]72[/TD]

[TD="align: right"]73[/TD]

[TD="align: right"]74[/TD]

[TD="align: right"]75[/TD]

[TD="align: right"]76[/TD]

[TD="align: right"]77[/TD]

[TD="align: right"]78[/TD]

[TD="align: right"]79[/TD]

[TD="align: right"]80[/TD]

[TD="align: right"]81[/TD]

[TD="align: right"]82[/TD]

[TD="align: right"]83[/TD]

[TD="align: right"]84[/TD]

[TD="align: right"]85[/TD]

[TD="align: right"]86[/TD]

[TD="align: right"]87[/TD]

[TD="align: right"]88[/TD]

[TD="align: right"]89[/TD]

[TD="align: right"]90[/TD]

</tbody>
 
Upvote 0
Cooper,

I'm having a problem with my spreadsheet (other columns don't dynamically autosize to the range inputs calculated above.

In the spreadsheet below, cell B20-B19 equals (22 years). I need to use that number as the beginning value in a future value formula (see fX top of sheet) that will dynamically match the number of periods in a range (22 years); however, as the formula moves down the age range (e.g., 68, 69, 70, ... , 90), then it will reduce the original period range (22 years) by one year for each row down the range of rows. To illustrate, J5 would be 21 years in the future value formula. J6 would be 20 years. And so on.

Any idea how I can create this formula? Thank you. Follow the columns over to cell J4. This is what I need to adjust dynamically to match number of years originally but decline in value as age nears "age at end of distribution". In this case, 90.

Tax and Lost Opportunity Cost Analysis
Current Age----> J4 formula is =fv($B$18,($D$26-D4),,-I4,1)
Account
Contributions (Annual)
Tax Rate
Nominal Return Rate
Retire Age
Years To Retirement
Future Value of Account
Account Value
Distribution Percentage
Tax Rate
Nominal Return Rate
Lost Opportuntiy Cost Rate
Age at Distribution
Age at End of Distribution
Years of Total Distibution

<colgroup><col style="width: 165px"><col width="100"><col width="42"><col width="29"><col width="70"><col width="79"><col width="84"><col width="68"><col width="58"><col width="84"><col width="89"><col width="100"><col width="100"><col width="100"></colgroup><tbody>
[TD="bgcolor: #93c47d"]Total
Income
Distribution[/TD]
[TD="bgcolor: #93c47d"]Total Tax
Cost[/TD]
[TD="bgcolor: #93c47d"]Total LOC
Cost[/TD]
[TD="bgcolor: #93c47d"]Total Tax +
LOC Cost[/TD]

[TD="bgcolor: #93c47d, align: right"]$4,806,961[/TD]
[TD="bgcolor: #93c47d, align: right"]$1,586,297[/TD]
[TD="bgcolor: #93c47d, align: right"]$92,520,360[/TD]
[TD="bgcolor: #93c47d, align: right"]$94,106,657[/TD]

[TD="bgcolor: #93c47d"]Accumulation Phase[/TD]

[TD="bgcolor: #ffd966"]Age[/TD]
[TD="bgcolor: #ffd966"]Beginning
Account
Value[/TD]
[TD="bgcolor: #ffd966"]Account
Value Growth[/TD]
[TD="bgcolor: #ffd966"]Account Value
After Income
Distribution[/TD]
[TD="bgcolor: #ffd966"]Income
Distribution[/TD]
[TD="bgcolor: #ffd966"]Tax[/TD]
[TD="bgcolor: #ffd966"]LOC[/TD]
[TD="bgcolor: #ffd966"]Total[/TD]

[TD="align: right"]35[/TD]

[TD="bgcolor: #ffd966, align: right"]68[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,800,375[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,940,393[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,814,376[/TD]
[TD="bgcolor: #ffd966, align: right"]$126,017[/TD]
[TD="bgcolor: #ffd966, align: right"]$41,586[/TD]
[TD="bgcolor: #ffd966, align: right"]149,855.13[/TD]
[TD="bgcolor: #ffd966, align: right"]$191,441[/TD]

[TD="align: right"]$186,000[/TD]

[TD="bgcolor: #ffd966, align: right"]69[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,814,376[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,955,095[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,828,448[/TD]
[TD="bgcolor: #ffd966, align: right"]$126,647[/TD]
[TD="bgcolor: #ffd966, align: right"]$41,793[/TD]
[TD="bgcolor: #ffd966, align: right"]142,079.63[/TD]
[TD="bgcolor: #ffd966, align: right"]$183,873[/TD]

[TD="align: right"]$10,000[/TD]

[TD="bgcolor: #ffd966, align: right"]70[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,828,448[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,969,871[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,842,591[/TD]
[TD="bgcolor: #ffd966, align: right"]$127,280[/TD]
[TD="bgcolor: #ffd966, align: right"]$42,002[/TD]
[TD="bgcolor: #ffd966, align: right"]134,707.57[/TD]
[TD="bgcolor: #ffd966, align: right"]$176,710[/TD]

[TD="align: right"]28.00%[/TD]

[TD="bgcolor: #ffd966, align: right"]71[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,842,591[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,984,720[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,856,804[/TD]
[TD="bgcolor: #ffd966, align: right"]$127,917[/TD]
[TD="bgcolor: #ffd966, align: right"]$42,212[/TD]
[TD="bgcolor: #ffd966, align: right"]127,718.03[/TD]
[TD="bgcolor: #ffd966, align: right"]$169,931[/TD]

[TD="align: right"]7.00%[/TD]

[TD="bgcolor: #ffd966, align: right"]72[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,856,804[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,999,644[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,871,088[/TD]
[TD="bgcolor: #ffd966, align: right"]$128,556[/TD]
[TD="bgcolor: #ffd966, align: right"]$42,424[/TD]
[TD="bgcolor: #ffd966, align: right"]121,091.15[/TD]
[TD="bgcolor: #ffd966, align: right"]$163,515[/TD]

[TD="align: right"]67[/TD]

[TD="bgcolor: #ffd966, align: right"]73[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,871,088[/TD]
[TD="bgcolor: #ffd966, align: right"]$3,014,642[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,885,443[/TD]
[TD="bgcolor: #ffd966, align: right"]$129,199[/TD]
[TD="bgcolor: #ffd966, align: right"]$42,636[/TD]
[TD="bgcolor: #ffd966, align: right"]114,808.12[/TD]
[TD="bgcolor: #ffd966, align: right"]$157,444[/TD]

[TD="align: right"]32[/TD]

[TD="bgcolor: #ffd966, align: right"]74[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,885,443[/TD]
[TD="bgcolor: #ffd966, align: right"]$3,029,715[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,899,870[/TD]
[TD="bgcolor: #ffd966, align: right"]$129,845[/TD]
[TD="bgcolor: #ffd966, align: right"]$42,849[/TD]
[TD="bgcolor: #ffd966, align: right"]108,851.09[/TD]
[TD="bgcolor: #ffd966, align: right"]$151,700[/TD]

[TD="align: right"]$2,800,375[/TD]

[TD="bgcolor: #ffd966, align: right"]75[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,899,870[/TD]
[TD="bgcolor: #ffd966, align: right"]$3,044,864[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,914,370[/TD]
[TD="bgcolor: #ffd966, align: right"]$130,494[/TD]
[TD="bgcolor: #ffd966, align: right"]$43,063[/TD]
[TD="bgcolor: #ffd966, align: right"]103,203.16[/TD]
[TD="bgcolor: #ffd966, align: right"]$146,266[/TD]

[TD="bgcolor: #ffd966, align: right"]76[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,914,370[/TD]
[TD="bgcolor: #ffd966, align: right"]$3,060,088[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,928,941[/TD]
[TD="bgcolor: #ffd966, align: right"]$131,147[/TD]
[TD="bgcolor: #ffd966, align: right"]$43,278[/TD]
[TD="bgcolor: #ffd966, align: right"]97,848.28[/TD]
[TD="bgcolor: #ffd966, align: right"]$141,127[/TD]

[TD="bgcolor: #93c47d"]Distribution Phase[/TD]

[TD="bgcolor: #ffd966, align: right"]77[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,928,941[/TD]
[TD="bgcolor: #ffd966, align: right"]$3,075,389[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,943,586[/TD]
[TD="bgcolor: #ffd966, align: right"]$131,802[/TD]
[TD="bgcolor: #ffd966, align: right"]$43,495[/TD]
[TD="bgcolor: #ffd966, align: right"]92,771.25[/TD]
[TD="bgcolor: #ffd966, align: right"]$136,266[/TD]

[TD="align: right"]$2,800,375[/TD]

[TD="bgcolor: #ffd966, align: right"]78[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,943,586[/TD]
[TD="bgcolor: #ffd966, align: right"]$3,090,765[/TD]
[TD="bgcolor: #ffd966, align: right"]$2,958,304[/TD]
[TD="bgcolor: #ffd966, align: right"]$132,461[/TD]
[TD="bgcolor: #ffd966, align: right"]$43,712[/TD]
[TD="bgcolor: #ffd966, align: right"]87,957.64[/TD]
[TD="bgcolor: #ffd966, align: right"]$131,670[/TD]

[TD="align: right"]4.50%[/TD]

[TD="align: right"]79[/TD]
[TD="align: right"]$2,958,304[/TD]
[TD="align: right"]$3,106,219[/TD]
[TD="align: right"]$2,973,096[/TD]
[TD="align: right"]$133,124[/TD]
[TD="align: right"]$43,931[/TD]
[TD="align: right"]83,393.80[/TD]
[TD="align: right"]$127,325[/TD]

[TD="align: right"]33.00%[/TD]

[TD="align: right"]80[/TD]
[TD="align: right"]$2,973,096[/TD]
[TD="align: right"]$3,121,750[/TD]
[TD="align: right"]$2,987,961[/TD]
[TD="align: right"]$133,789[/TD]
[TD="align: right"]$44,150[/TD]
[TD="align: right"]79,066.77[/TD]
[TD="align: right"]$123,217[/TD]

[TD="align: right"]5.00%[/TD]

[TD="align: right"]81[/TD]
[TD="align: right"]$2,987,961[/TD]
[TD="align: right"]$3,137,359[/TD]
[TD="align: right"]$3,002,901[/TD]
[TD="align: right"]$134,458[/TD]
[TD="align: right"]$44,371[/TD]
[TD="align: right"]74,964.25[/TD]
[TD="align: right"]$119,335[/TD]

[TD="align: right"]6.00%[/TD]

[TD="align: right"]82[/TD]
[TD="align: right"]$3,002,901[/TD]
[TD="align: right"]$3,153,046[/TD]
[TD="align: right"]$3,017,915[/TD]
[TD="align: right"]$135,131[/TD]
[TD="align: right"]$44,593[/TD]
[TD="align: right"]71,074.59[/TD]
[TD="align: right"]$115,668[/TD]

[TD="align: right"]68[/TD]

[TD="align: right"]83[/TD]
[TD="align: right"]$3,017,915[/TD]
[TD="align: right"]$3,168,811[/TD]
[TD="align: right"]$3,033,005[/TD]
[TD="align: right"]$135,806[/TD]
[TD="align: right"]$44,816[/TD]
[TD="align: right"]67,386.76[/TD]
[TD="align: right"]$112,203[/TD]

[TD="align: right"]90[/TD]

[TD="align: right"]84[/TD]
[TD="align: right"]$3,033,005[/TD]
[TD="align: right"]$3,184,655[/TD]
[TD="align: right"]$3,048,170[/TD]
[TD="align: right"]$136,485[/TD]
[TD="align: right"]$45,040[/TD]
[TD="align: right"]63,890.28[/TD]
[TD="align: right"]$108,930[/TD]

[TD="align: right"]22[/TD]

[TD="align: right"]85[/TD]
[TD="align: right"]$3,048,170[/TD]
[TD="align: right"]$3,200,578[/TD]
[TD="align: right"]$3,063,411[/TD]
[TD="align: right"]$137,168[/TD]
[TD="align: right"]$45,265[/TD]
[TD="align: right"]60,575.21[/TD]
[TD="align: right"]$105,841[/TD]

[TD="align: right"]86[/TD]
[TD="align: right"]$3,063,411[/TD]
[TD="align: right"]$3,216,581[/TD]
[TD="align: right"]$3,078,728[/TD]
[TD="align: right"]$137,853[/TD]
[TD="align: right"]$45,492[/TD]
[TD="align: right"]57,432.16[/TD]
[TD="align: right"]$102,924[/TD]

[TD="align: right"]87[/TD]
[TD="align: right"]$3,078,728[/TD]
[TD="align: right"]$3,232,664[/TD]
[TD="align: right"]$3,094,122[/TD]
[TD="align: right"]$138,543[/TD]
[TD="align: right"]$45,719[/TD]
[TD="align: right"]54,452.19[/TD]
[TD="align: right"]$100,171[/TD]

[TD="align: right"]88[/TD]
[TD="align: right"]$3,094,122[/TD]
[TD="align: right"]$3,248,828[/TD]
[TD="align: right"]$3,109,592[/TD]
[TD="align: right"]$139,235[/TD]
[TD="align: right"]$45,948[/TD]
[TD="align: right"]51,626.84[/TD]
[TD="align: right"]$97,575[/TD]

[TD="align: right"]89[/TD]
[TD="align: right"]$3,109,592[/TD]
[TD="align: right"]$3,265,072[/TD]
[TD="align: right"]$3,125,140[/TD]
[TD="align: right"]$139,932[/TD]
[TD="align: right"]$46,177[/TD]
[TD="align: right"]48,948.09[/TD]
[TD="align: right"]$95,126[/TD]

[TD="align: right"]90[/TD]
[TD="align: right"]$3,125,140[/TD]
[TD="align: right"]$3,281,397[/TD]
[TD="align: right"]$3,140,766[/TD]
[TD="align: right"]$140,631[/TD]
[TD="align: right"]$46,408[/TD]
[TD="align: right"]46,408.33[/TD]
[TD="align: right"]$92,817[/TD]

[TD="align: right"]$3,140,766[/TD]
[TD="align: right"]$3,297,804[/TD]
[TD="align: right"]$3,156,470[/TD]
[TD="align: right"]$141,334[/TD]
[TD="align: right"]$46,640[/TD]
[TD="align: right"]8,836,695.31[/TD]
[TD="align: right"]$8,883,336[/TD]

[TD="align: right"]$3,156,470[/TD]
[TD="align: right"]$3,314,293[/TD]
[TD="align: right"]$3,172,252[/TD]
[TD="align: right"]$142,041[/TD]
[TD="align: right"]$46,874[/TD]
[TD="align: right"]8,880,878.79[/TD]
[TD="align: right"]$8,927,752[/TD]

[TD="align: right"]$3,172,252[/TD]
[TD="align: right"]$3,330,865[/TD]
[TD="align: right"]$3,188,113[/TD]
[TD="align: right"]$142,751[/TD]
[TD="align: right"]$47,108[/TD]
[TD="align: right"]8,925,283.18[/TD]
[TD="align: right"]$8,972,391[/TD]

[TD="align: right"]$3,188,113[/TD]
[TD="align: right"]$3,347,519[/TD]
[TD="align: right"]$3,204,054[/TD]
[TD="align: right"]$143,465[/TD]
[TD="align: right"]$47,343[/TD]
[TD="align: right"]8,969,909.60[/TD]
[TD="align: right"]$9,017,253[/TD]

[TD="align: right"]$3,204,054[/TD]
[TD="align: right"]$3,364,256[/TD]
[TD="align: right"]$3,220,074[/TD]
[TD="align: right"]$144,182[/TD]
[TD="align: right"]$47,580[/TD]
[TD="align: right"]9,014,759.14[/TD]
[TD="align: right"]$9,062,339[/TD]

[TD="align: right"]$3,220,074[/TD]
[TD="align: right"]$3,381,078[/TD]
[TD="align: right"]$3,236,174[/TD]
[TD="align: right"]$144,903[/TD]
[TD="align: right"]$47,818[/TD]
[TD="align: right"]9,059,832.94[/TD]
[TD="align: right"]$9,107,651[/TD]

[TD="align: right"]$3,236,174[/TD]
[TD="align: right"]$3,397,983[/TD]
[TD="align: right"]$3,252,355[/TD]
[TD="align: right"]$145,628[/TD]
[TD="align: right"]$48,057[/TD]
[TD="align: right"]9,105,132.10[/TD]
[TD="align: right"]$9,153,189[/TD]

</tbody>
 
Last edited:
Upvote 0
Cooper, the J4 cell reference in beneath the column highlighted in yellow that reads "LOC".
 
Upvote 0
having a play about at the moment, never dealt with the =FV formula, but happy to learn and help.

How is your initail value in cell J4 worked out, as putting the formula in that you have across in "L4", returns a #value result for me. - Solved, copy and paste had $ in number cells (Need coffee)
 
Last edited:
Upvote 0
i have changed the formula slightly,

i assumed the values you had were the correct ones, but as you were using the last number "90" in cell "D26", you were getting the wrong return when the "age at end of return of distrubution" was changed.

the change i made was the cell reference for the "end of distribution age" i moved it to the same reference that column "E" uses

this is the formula;

=FV($B$18,($B$20-D4),,-I4,1)

Hope thats what you were after, if not then let me know and i will have another look.

Coops
 
Upvote 0
If that is what you were after, and you copy it down all the way as far as the age formula, it will return a #VALUE error when it goes past the last age, so I added a bit to ensure it stays blank and clean if it doesn't need to display a value

=IF(ISERROR(FV($B$18,($B$20-D4),,-I4,1)),"",FV($B$18,($B$20-D4),,-I4,1))
 
Upvote 0
cooper645 said:
If that is what you were after, and you copy it down all the way as far as the age formula, it will return a #VALUE error when it goes past the last age, so I added a bit to ensure it stays blank and clean if it doesn't need to display a value

=IF(ISERROR(FV($B$18,($B$20-D4),,-I4,1)),"",FV($B$18,($B$20-D4),,-I4,1))
Click to expand...


Has this solution solved your problem??
 
Upvote 0
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1)Click on the icon in the browser’s toolbar.
2)Click on the icon in the browser’s toolbar.
2)Click on the "Pause on this site" option.
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1)Click on the icon in the browser’s toolbar.
2)Click on the toggle to disable it for "mrexcel.com".
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Disable uBlock Origin

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1)Click on the icon in the browser’s toolbar.
2)Click on the "Power" button.
3)Click on the "Refresh" button.
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Disable uBlock

Follow these easy steps to disable uBlock

1)Click on the icon in the browser’s toolbar.
2)Click on the "Power" button.
3)Click on the "Refresh" button.
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