Formula

najib74

New Member
Joined
Jul 11, 2018
Messages
1
Dear Sirs

Good afternoon , i m working on term loan sheet with moratorium period only the interest will be paid first and after couple of months will start paying Principal and Interest

Kindly advise how can i use the excel to prepare a formula for that .

Thanks & Regards

Najib ABboud
 

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[TABLE="width: 960"]
<colgroup><col width="64" span="15" style="width:48pt"> </colgroup><tbody>[TR]
[TD="width: 64"]loan[/TD]
[TD="width: 64"]int rate[/TD]
[TD="width: 64"]month1[/TD]
[TD="width: 64"]month2[/TD]
[TD="width: 64"]month3[/TD]
[TD="width: 64"]month4[/TD]
[TD="width: 64"]month5[/TD]
[TD="width: 64"]month6[/TD]
[TD="width: 64"]month7[/TD]
[TD="width: 64"]month8[/TD]
[TD="width: 64"]month9[/TD]
[TD="width: 64"]month10[/TD]
[TD="width: 64"]month11[/TD]
[TD="width: 64"]month12[/TD]
[TD="width: 64"][/TD]
[/TR]
[TR]
[TD="align: right"]10000[/TD]
[TD="class: xl24, align: right"]5%[/TD]
[TD="align: right"]10500[/TD]
[TD="align: right"]11025[/TD]
[TD="align: right"]10148.45[/TD]
[TD="align: right"]9228.073[/TD]
[TD="align: right"]8261.676[/TD]
[TD="align: right"]7246.96[/TD]
[TD="align: right"]6181.508[/TD]
[TD="align: right"]5062.783[/TD]
[TD="align: right"]3888.122[/TD]
[TD="align: right"]2654.729[/TD]
[TD="align: right"]1359.665[/TD]
[TD="align: right"]-0.1517[/TD]
[TD][/TD]
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[TD]repay[/TD]
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[TD="align: right"]1427.8[/TD]
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[TD="colspan: 6"]so essentially the loan is loan multiplied by (1 + int rate)^2[/TD]
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[TD="colspan: 5"]and is to be repaid in 10 months (in this example)[/TD]
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[TD="colspan: 6"]so the borrower repayments are 142.78 per 1000 borrowed[/TD]
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[/TR]
</tbody>[/TABLE]
 
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