Context:
I have a budget I am building and this sheet I am working on is for tracking payments for business debt. How this sheet works is I put all of the card information at the top and down below is a month by month view of what the minimum payment and any extra amount does to impact the balance in that month. So, "G2" has a current balance that reflects in "D27". Anything entered in C27 & B27 will subtract from D27(Balance). B43 is the total amount allotted to go towards an extra payment for the given month (Month 1) and B44 is the amount remaining when a value is allotted to the 'Extra' column. When a balance gets "Zeroed out" I put a zero under "New Min". That new min (which pulls from F2:17) will 'TRIM' and take the value from E27:E42 rather than F2:F17 - I use [=IF(TRIM(E27)= "",F2,E27)] for all Payment columns so that I can zero out the minimum payments for any month and any card so that there isnt a credit balance going forward from when it gets paid off.
Now my question:
I want C44 to SUM when there is a zero in E27:E42. But only where the zero maps to the corresponding minimum payment because I will be snowballing the minimum payments that get paid off. It would look like the attached (second screenshot). Only I need them to only sum where there are zeros and to pull from the corresponding cell. For example, in Screenshot 2, The Balance in Month 1 for cells "D27; "D29"; "D33" are all paid off so I enter zeros in the New Min column for "I27; I29"; "I33" and that sets the "Payment" Column in those rows to zero from "$19.66"; "$10.97"; "$35". Because of this condition, I need/want G44 to give me an aggregate total in one cell where zeros exists in New Min, return a value from minimum payments. I27=D2; I29=D4; I33=D8.
I need them to map 1:1; so D2-->17 = E27-->42; I27-->42 etc etc. and to aggregate to C44; G44 etc etc. This automates the sum of minimum payments to the allotted extra.
I hope that makes sense...
[TO LONG; DIDNT READ]
There is a zero in I27, so put $29 from D2 into cell G44
There is a zero in I29, so put $35 from D4 into cell G44 and add it to the $29
There is a zero in I33, so put $35 from D8 into cell G44 and add it to the $29 & $35 payments to equal $99; which will cause F44 to add F43 and G44 together to equal a new allotted total to pay extra towards a debt.
The condition would exist for the whole Range of D2:17 (The source) when zeros exist in multiple ranges starting with E27:E42; I27:I42; Etc..
I have a budget I am building and this sheet I am working on is for tracking payments for business debt. How this sheet works is I put all of the card information at the top and down below is a month by month view of what the minimum payment and any extra amount does to impact the balance in that month. So, "G2" has a current balance that reflects in "D27". Anything entered in C27 & B27 will subtract from D27(Balance). B43 is the total amount allotted to go towards an extra payment for the given month (Month 1) and B44 is the amount remaining when a value is allotted to the 'Extra' column. When a balance gets "Zeroed out" I put a zero under "New Min". That new min (which pulls from F2:17) will 'TRIM' and take the value from E27:E42 rather than F2:F17 - I use [=IF(TRIM(E27)= "",F2,E27)] for all Payment columns so that I can zero out the minimum payments for any month and any card so that there isnt a credit balance going forward from when it gets paid off.
Now my question:
I want C44 to SUM when there is a zero in E27:E42. But only where the zero maps to the corresponding minimum payment because I will be snowballing the minimum payments that get paid off. It would look like the attached (second screenshot). Only I need them to only sum where there are zeros and to pull from the corresponding cell. For example, in Screenshot 2, The Balance in Month 1 for cells "D27; "D29"; "D33" are all paid off so I enter zeros in the New Min column for "I27; I29"; "I33" and that sets the "Payment" Column in those rows to zero from "$19.66"; "$10.97"; "$35". Because of this condition, I need/want G44 to give me an aggregate total in one cell where zeros exists in New Min, return a value from minimum payments. I27=D2; I29=D4; I33=D8.
I need them to map 1:1; so D2-->17 = E27-->42; I27-->42 etc etc. and to aggregate to C44; G44 etc etc. This automates the sum of minimum payments to the allotted extra.
I hope that makes sense...
[TO LONG; DIDNT READ]
There is a zero in I27, so put $29 from D2 into cell G44
There is a zero in I29, so put $35 from D4 into cell G44 and add it to the $29
There is a zero in I33, so put $35 from D8 into cell G44 and add it to the $29 & $35 payments to equal $99; which will cause F44 to add F43 and G44 together to equal a new allotted total to pay extra towards a debt.
The condition would exist for the whole Range of D2:17 (The source) when zeros exist in multiple ranges starting with E27:E42; I27:I42; Etc..