Clubbing 2 if conditions into one

ansvk1

Board Regular
Joined
Oct 6, 2017
Messages
82
Office Version
  1. 2019
  2. 2013
Platform
  1. Windows
Hi there,
i heard there are a lot of ways to do nested if s. But i am not sure on how to nest my situation. Your help with this will be greatly appreciated.

Here is my situation:
  1. i am uploading my spreadsheet for your ref.
  2. Based on cell value input given in C22, my output cells E83 has to work.
  3. But as of now i could only make figure out the If conditions to work correctly by writing their formulas separately
    • currently, When C22 is "USDA", my good/working IF formula is in E83 (output all correct the way wanted/expected
    • currently, When C22 is not "USDA" or "non Blank", my good/working IF formula is in E81 (output all correct the way wanted/expected
  4. NOW, how do I club both these IF formulas into one cell E83 as a good/working output? so that both individual If formulas i have written are working with out conflicting.
your help is very much appreciated!
thanks again,
Krishna

attaching my Mini-sheet for your ref:

Book14Explaing the issue.xlsx
BCDEFGHIJKLMNOPQRSTUVWXYZAAAB
2FLOOD INSURANCENOTESKey:
3
41/31/2022= Fill in Cell
52/7/2022= Missing Data
6111111111111= Inadequate Coverage
7Smiht, Carrie & Ben= WARNING
8123 Main St
9C/S, CO 80923
10Loan TypePortfolio 
11Loan Transaction TypePurchase
12Primary
13KA
14
15General Loan InformationNOTES
16
17$350,000.00
18$0.00
19Total Outstanding Liens$350,000.00
20
21Structures at RiskNOTES
22
23
24What is the replacement cost value of the structure(s) at risk?
25Structure 1$10,000.00ADD 10% TO RCV TO COVER FOUNDATION
26Structure 2$0.00 
27Structure 3$0.00 
28Structure 4$0.00 
29Structure 5$0.00 
30Total Replacement Costs$10,000.00
31
32Structure 1Replacement Cost Value from Hazard InsuranceReplacement Cost Value from Hazard InsuranceDwelling Coverage Value from Hazard InsuranceTotal Estimate of Cost-New from Appraisal
33Structure 2
34Structure 3
35Structure 4
36Structure 5
37
38Structure 1Yes
39Structure 2
40Structure 3
41Structure 4
42Structure 5
43
44Structure 1
45Structure 2
46Structure 3
47Structure 4
48Structure 5
49Total Value of Contents0.00
50The minimum amount of flood insurance required for this loan is$10,000.00
51
52DETERMINATION OF ADEQUACYNOTES
5301/31/2022
54AEA1A1-A30A99AEAHAOBCDVVEV1-V30VOXX500XSXU
55AE 
56AE 
571/20/2022
581/20/2022
59Flood Invoice Review
60Yes 
61Yes 
62$1,500.00
63$125.00
64Flood Policy Review
65Dec Page/Policy received? Note: Application/Binders/Quote are not acceptable proof of insurance.Yes 
66Is the policy an SFIP Policy issued directly from FEMA or an authorized WYO insurance company? Website: https://nfipservices.floodsmart.gov/wyo-program-listYesEnter Name of Flood Insurance CompanySTOP. SEARCH THE FEMA WYO LIST AND UPLOAD PRINTOUT INTO THE APPLICABLE INSURANCE EFOLDER.
67Flood Policy Number?1234567891234560
68Policy Effective Date? Note: Must be on or before closing date.2/7/2022
69Policy Expiration/Renewal Date?1/31/2023 STOP. CONV/FHA/VA LOANS - DEDUCTIBLE CANNOT EXCEED $10,000.
70Dwelling Coverage on Flood Policy?$600,000.00FALSEFALSE
71Deductible Amount? Note: Cannot exceed $10,000. Note: If USDA - Cannot exceed the greater of $1,000, 1% of policy coverage, or the minimum deductible offered by insurance carrier$10,500.00$6,000.00STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE.
72Is Bank listed as a loss payee? Note: Bank will not be a loss payee if the loan is participation. If you have questions, contact the Compliance Department. Yes 
73Nothis C85 has to be YES/NO for C94 to be YES?? Not Programming for now 
74NoThis has to be No for C94 to be Yes. 
75Yes 
76Yes 
77Yes 
78Yes 
79Yes 
80Yes 
81Yes 
82DOES THE POLICY MEET BOEM REQUIREMENTS?NoCalculates Yes/No based of all questions answered.
83Minimum Amount of Insurance Required$10,000.00Must be the lessor of c62 or c96, exclude $0 value BUT Max coverage 250K.
84Amount of Flood Insurance in Place or Applied For$600,000.00
85IS THE AMOUNT OF INSURANCE ADEQUATE?Yes
86ADDITIONAL FLOOD INSURANCE REQUIRED IN THE AMOUN OF?-590000.00If = to or greater than zero should, Cell C98 TO highlight in maroon box like C94.
87PROCEED TO CLOSE?Noboth C94 or C97 must be Yes in order to proceed
Flood insu
Cell Formulas
RangeFormula
E10E10=IF(AND(C10="USDA",C71*0.01>=1000),"STOP. FOR USDA, DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF DWELLING COVERAGE.","")
C19C19=SUM(C17:C18)
E25:E29E25=IF(AND(C25>0,C32="Replacement Cost Value from Hazard Insurance"), "ADD 10% TO RCV TO COVER FOUNDATION", "")
C30,C49C30=SUM(C25:C29)
C50C50=IF('C:\Users\Sri&Naveen\Documents\BOEM_work\Processing\Flood Calc\[BOE_FloodInsuCalc_RBG_Draft7_KA.xlsx]Res Multi Family Calc'!M3<'C:\Users\Sri&Naveen\Documents\BOEM_work\Processing\Flood Calc\[BOE_FloodInsuCalc_RBG_Draft7_KA.xlsx]Res Multi Family Calc'!M16,'C:\Users\Sri&Naveen\Documents\BOEM_work\Processing\Flood Calc\[BOE_FloodInsuCalc_RBG_Draft7_KA.xlsx]Res Multi Family Calc'!M3,'C:\Users\Sri&Naveen\Documents\BOEM_work\Processing\Flood Calc\[BOE_FloodInsuCalc_RBG_Draft7_KA.xlsx]Res Multi Family Calc'!M16)
E55E55=IF(C54=C55,"","STOP. MUST MATCH THE FLOOD ZONE ON THE FLOOD CERTIFICATE.")
E56E56=IF(C56=C54,"","STOP. MUST MATCH FLOOD ZONE ON THE FLOOD CERTIFICATE.")
E60E60=IF(C60="No","STOP. OBTAIN PAID IN FULL INVOICE. COLLECTING AT CLOSING IS PROHIBITED.","")
E61E61=IF(C61="No","STOP. BORROWER MUST PAY PREMIUM UPFRONT. CANNOT BE PAID AT CLOSING. OBTAIN A PAID IN FULL INVOICE WITH $0 BALANCE DUE. ","")
C63C63=C62/12
E65E65=IF(C65="No","STOP. OBTAIN DECLARATIONS PAGE OR POLICY.","")
E66E66=IF(C66="No","STOP. COMPLETE THE PRIVATE FLOOD INSURANCE TAB. FHA REQUIRES AN NFIP POLICY AS PRIVATE POLICIES ARE PROHIBITED.",IF(C66="Yes","STOP. SEARCH THE FEMA WYO LIST AND UPLOAD PRINTOUT INTO THE APPLICABLE INSURANCE EFOLDER.",""))
D69D69=IF(AND(C10<>"USDA",C10<>""),"")
D70D70=C10="USDA"
D71D71=C70*0.01
E69E69=IF(C71>=10000,"STOP. CONV/FHA/VA LOANS - DEDUCTIBLE CANNOT EXCEED $10,000.","")
E70E70=C71<=MAX(1000,C70*0.01)
E71E71=IF(AND(C10="USDA",C71<=MAX(1000,C70*0.01)),"","STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE.")
E72E72=IF(C72="No","STOP. CONTACT THE FLOOD INSURANCE COMPANY TO REVISE MORTGAGE CLAUSE.","")
E73E73=IF(C73="Yes","STOP. OBTAIN FULLY EXECUTED TRANSFER APPLICATION SIGNED BY ALL PARTIES.","")
E74E74=IF(C74="Yes","STOP. BORROWER TO OBTAIN A NEW FLOOD POLICY AS FORCED PLACE POLICIES ARE PROHIBITED.","")
E75:E76E75=IF(C75="No","STOP. COMPLETE PROR TO BOE FLOOD REVIEW SUBMISSION.","")
E81,E77:E78E77=IF(C77="No","STOP. COMPLETE PRIOR TO BOE FLOOD REVIEW SUBMISSION.","")
E79E79=IF(C79="No","STOP. COMPLETE PRIOR TO BOE FLOOD REVIEW SUBMISSION. ","")
E80E80=IF(C80="No","STOP. COMPLETE PRIOR TO BOE FLOOD REVIEW SUBMISSION. PREMIUM MUST REFLECT AS POC.","")
C82C82=IF(COUNTIFS(C65:C81,"Yes")=13,"Yes","No")
C83C83=C50
C84C84=C70
C85C85=IF(C84>=C83,"Yes","No")
C86C86=C83-C84
C87C87=IF(COUNTIF(C82:C85,"yes")=2,"Yes","No")
Cells with Conditional Formatting
CellConditionCell FormatStop If True
E10Cell Valuecontains "STOP"textNO
E60Cell Valuecontains "STOP"textNO
E66Cell Valuecontains "STOP"textNO
C66Cell Valuecontains "Yes"textNO
C74Cell Valuecontains "Yes"textNO
C73Cell Valuecontains "Yes"textNO
C54:C58,C62:C63Cellcontains a blank value textNO
C56Expression=IF($C$56=$C$54, FALASE, TRUE)textNO
C36Expression=IF(AND($C$36="",$C$29>0),TRUE,FALSE)textNO
C36Cell Value="Cost"textNO
C36Cell Value="Total"textNO
C36Cell Value="Dwelling"textNO
C35Expression=IF(AND($C$35="",$C$28>0),TRUE,FALSE)textNO
C35Cell Value="Cost"textNO
C35Cell Value="Total"textNO
C35Cell Value="Dwelling"textNO
C34Expression=IF(AND($C$34="",$C$27>0),TRUE,FALSE)textNO
C34Cell Value="Cost"textNO
C34Cell Value="Total"textNO
C34Cell Value="Dwelling"textNO
C33Expression=IF(AND($C$33="",$C$26>0),TRUE,FALSE)textNO
C33Cell Value="Cost"textNO
C33Cell Value="Total"textNO
C33Cell Value="Dwelling"textNO
C60Cellcontains a blank value textNO
E56Cell Valuecontains "STOP"textNO
E55Cell Valuecontains "STOP"textNO
E71Cell Valuecontains "STOP"textNO
E69Cell Valuecontains "STOP"textNO
E66Cell Valuecontains "SEARCH"textNO
E81Cell Valuecontains "STOP"textNO
C75Cell Valuecontains "No"textNO
C48Expression=IF(AND($C$42="Yes",$C$48<=0),TRUE,FALSE)textNO
C48Expression=IF($C$42="No",TRUE,FALSE)textYES
C47Expression=IF(AND($C$41="Yes",$C$47<=0),TRUE,FALSE)textNO
C46Expression=IF(AND($C$40="Yes",$C$46<=0),TRUE,FALSE)textNO
C45Expression=IF(AND($C$39="Yes",$C$45<=0),TRUE,FALSE)textNO
C47Expression=IF($C$41="No",TRUE,FALSE)textYES
C46Expression=IF($C$40="No",TRUE,FALSE)textYES
C45Expression=IF($C$39="No",TRUE,FALSE)textYES
C44Expression=IF(AND($C$38="Yes",$C$44<=0),TRUE,FALSE)textNO
C32Expression=IF(AND($C$32="",$C$25>0),TRUE,FALSE)textNO
C32Cell Value="Cost"textNO
C32Cell Value="Total"textNO
C32Cell Value="Dwelling"textNO
C87Cell Value="No"textNO
C85:C86Cell Value="No"textNO
C65Cell Valuecontains "No"textNO
C65Cellcontains a blank value textNO
C85:C86Cell Value="No"textNO
C82Cell Value="No"textNO
E80Cell Valuecontains "STOP"textNO
E79Cell Valuecontains "STOP"textNO
E77Cell Valuecontains "STOP"textNO
E78Cell Valuecontains "STOP"textNO
C77:C81Cell Valuecontains "No"textNO
C77:C81Cellcontains a blank value textNO
E75:E76Cell Valuebeginning with "STOP"textNO
C76Cell Valuecontains "No"textNO
C76Cellcontains a blank value textNO
E72Cell Valuecontains "STOP"textNO
C72Cell Valuecontains "No"textNO
C72Cellcontains a blank value textNO
E61Cell Valuecontains "Borrower must pay premium upfront. Cannot be paid at closing. Obtain a paid in full invoice with $0 balance due."textNO
C61Cellcontains a blank value textNO
C61Cell Valuecontains "No"textNO
E74Cell Valuecontains "BORROWER TO OBTAIN A NEW FLOOD POLICY AS FORCED PLACE POLICIES ARE PROHIBITED."textNO
E73Cell Valuecontains "OBTAIN FULLY EXECUTED TRANSFER APPLICATION SIGNED BY ALL PARTIES."textNO
E65Cell Valuecontains "OBTAIN DECLARATIONS PAGE OR POLICY."textNO
C62:C63Cellcontains a blank value textNO
C70:C71Cellcontains a blank value textNO
C58,C62:C63Cellcontains a blank value textNO
C11Cellcontains a blank value textNO
C10Cellcontains a blank value textNO
C5Cellcontains a blank value textNO
C66:C67Cell Valuecontains "No"textNO
C66:C67Cellcontains a blank value textNO
E25:E29Cell Value="ADD 10% TO RCV TO COVER FOUNDATION"textNO
E25:E29Cell Value="ADD 10% TO OVERALL VALUE TO COVER FOUNDATION"textNO
C55Expression=IF($C$55=$C$54, FALASE, TRUE)textNO
C53Cellcontains a blank value textNO
C4Cellcontains a blank value textNO
C7Cellcontains a blank value textNO
C8Cellcontains a blank value textNO
C6,C12Cellcontains a blank value textNO
D32:D36Expression=IF(AND($C$32="Other- Please specify in Notes section"),TRUE,FALSE)textNO
C31Cell Value=0textNO
C31Cellcontains a blank value textNO
C83Cell Value=0textNO
C49Cell Value=0textNO
C49Cellcontains a blank value textNO
C30Cell Value=0textNO
C30Cellcontains a blank value textNO
C19Cell Value=0textNO
C19Cellcontains a blank value textNO
C50Cell Value=0textNO
C83:C84Cellcontains a blank value textNO
C25:C29Cellcontains a blank value textNO
C38:C42Cellcontains a blank value textNO
C44Expression=IF($C$38="No",TRUE,FALSE)textYES
C68Expression=IF(C5>=C68, FALSE,TRUE)textNO
D66Cell Valuecontains "Name of Flood Insurance Company"textNO
C60Cell Valuecontains "No"textNO
Cells with Data Validation
CellAllowCriteria
C32:C36ListReplacement Cost Value from Hazard Insurance, Dwelling Coverage from Hazard Insurance, Total Estimate of Cost-New from Appraisal
C54:C56List=$J$54:$Z$54
C10List=#REF!
C11ListPurchase,Refinance,New Construction
C12List=#REF!
C72:C81ListYes, No
C60:C61ListYes, No
C65:C66ListYes, No
C38:C42ListYes, No
 

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i dont seem to be able to find the IF you are refering to in that XL2BB
  1. But as of now i could only make figure out the If conditions to work correctly by writing their formulas separately
    • currently, When C22 is "USDA", my good/working IF formula is in E83 (output all correct the way wanted/expected
    • currently, When C22 is not "USDA" or "non Blank", my good/working IF formula is in E81 (output all correct the way wanted/expected

Also referred to external links
What are the 2 IF's you are trying to combine
and the results expected

E81 & E83 , does not have anything I can see
 
Upvote 0
i dont seem to be able to find the IF you are refering to in that XL2BB


Also referred to external links
What are the 2 IF's you are trying to combine
and the results expected

E81 & E83 , does not have anything I can see
I am sorry, i have accidentally removed some logos and stuff on the top before uploading the mini sheet and did not realize it would move everything up. How do I update my mini sheet with correct cells, formulas i referred to in my original question? :(
 
Upvote 0
can you just post the 2 IFs and desired results
May be able to work out

you can edit the post after 10mins, so you would need to post a reply with the new mini sheet

just not sure how confused i may get with such a big sample - but happy to try
 
Upvote 0
here is the correct mini sheet with final intent of Clubbing Cell formulas in E81 and E83 into E83 with out loosing the conditions.

Book14Explaing the issue.xlsx
BCDE
73Loan Type (this value used to be shown in C22, but now moved to C73 for ease of viewing in mini sheet)USDA C73 here was C22 in my orginal post, had to move to shrink the size of mini sheet.
74Loan Transaction TypePurchase
75
76Flood Policy Review
77
78
79Flood Policy Number?1234567891234560
80Policy Effective Date? Note: Must be on or before closing date.2/7/2022
81Policy Expiration/Renewal Date?1/31/2023STOP. CONV/FHA/VA LOANS - DEDUCTIBLE CANNOT EXCEED $10,000.
82Dwelling Coverage on Flood Policy?$600,000.00
83Deductible Amount? Note: Cannot exceed $10,000. Note: If USDA - Cannot exceed the greater of $1,000, 1% of policy coverage, or the minimum deductible offered by insurance carrier$10,500.00STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE.
Flood insu
Cell Formulas
RangeFormula
E81E81=IF(C83>=10000,"STOP. CONV/FHA/VA LOANS - DEDUCTIBLE CANNOT EXCEED $10,000.","")
E83E83=IF(AND(C73="USDA",C83<=MAX(1000,C82*0.01)),"","STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE.")
Cells with Conditional Formatting
CellConditionCell FormatStop If True
E78Cell Valuecontains "STOP"textNO
C78Cell Valuecontains "Yes"textNO
C66:C70,C75Cellcontains a blank value textNO
E83Cell Valuecontains "STOP"textNO
E81Cell Valuecontains "STOP"textNO
E78Cell Valuecontains "SEARCH"textNO
C77Cell Valuecontains "No"textNO
C77Cellcontains a blank value textNO
E73Cell Valuecontains "Borrower must pay premium upfront. Cannot be paid at closing. Obtain a paid in full invoice with $0 balance due."textNO
E77Cell Valuecontains "OBTAIN DECLARATIONS PAGE OR POLICY."textNO
C75Cellcontains a blank value textNO
C82:C83Cellcontains a blank value textNO
C70,C75Cellcontains a blank value textNO
C74Cellcontains a blank value textNO
C73Cellcontains a blank value textNO
C78:C79Cell Valuecontains "No"textNO
C78:C79Cellcontains a blank value textNO
C80Expression=IF(C17>=C80, FALSE,TRUE)textNO
D78Cell Valuecontains "Name of Flood Insurance Company"textNO
Cells with Data Validation
CellAllowCriteria
C77:C78ListYes, No
C73ListUSDA, Conv, Portfolio, FHA
C74ListPurchase,Refinance,New Construction
 
Upvote 0
can you just post the 2 IFs and desired results
May be able to work out

you can edit the post after 10mins, so you would need to post a reply with the new mini sheet

just not sure how confused i may get with such a big sample - but happy to try
Dear Brother, kindly see if you can help me with this now?
 
Upvote 0
Hi,

Try this, Remove/Change "USDA" in C73 and/or values in C82, C83, and the formula will change output result:

Book3.xlsx
BCDE
73Loan Type (this value used to be shown in C22, but now moved to C73 for ease of viewing in mini sheet)USDA
74Loan Transaction TypePurchase
75
76Flood Policy Review
77
78
79Flood Policy Number?1234567891234560
80Policy Effective Date? Note: Must be on or before closing date.2/7/2022
81Policy Expiration/Renewal Date?1/31/2023
82Dwelling Coverage on Flood Policy?600000
83Deductible Amount? Note: Cannot exceed $10,000. Note: If USDA - Cannot exceed the greater of $1,000, 1% of policy coverage, or the minimum deductible offered by insurance carrier10500STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE.
Sheet1023
Cell Formulas
RangeFormula
E83E83=IF(C73="USDA",IF(C83<=MAX(1000,C82*0.01),"","STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE."),IF(C83>=10000,"STOP. CONV/FHA/VA LOANS - DEDUCTIBLE CANNOT EXCEED $10,000.",""))
 
Last edited:
Upvote 0
Hi,

Try this, Remove/Change "USDA" in C73 and/or values in C82, C83, and the formula will change output result:

Book3.xlsx
BCDE
73Loan Type (this value used to be shown in C22, but now moved to C73 for ease of viewing in mini sheet)USDA
74Loan Transaction TypePurchase
75
76Flood Policy Review
77
78
79Flood Policy Number?1234567891234560
80Policy Effective Date? Note: Must be on or before closing date.2/7/2022
81Policy Expiration/Renewal Date?1/31/2023
82Dwelling Coverage on Flood Policy?600000
83Deductible Amount? Note: Cannot exceed $10,000. Note: If USDA - Cannot exceed the greater of $1,000, 1% of policy coverage, or the minimum deductible offered by insurance carrier10500STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE.
Sheet1023
Cell Formulas
RangeFormula
E83E83=IF(C73="USDA",IF(C83<=MAX(1000,C82*0.01),"","STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE."),IF(C83>=10000,"STOP. CONV/FHA/VA LOANS - DEDUCTIBLE CANNOT EXCEED $10,000.",""))
Yes. Here is the challenge:

I have two IF formulas (E81,E83) that work well/correctly based on C73 value input that will change based on case to case. Now i wanted to have a nested IF written to club both of these IFs into one cell (E83)
 

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Upvote 0
I did that in my post #7 above. Did you Not see it ???

Excel Formula:
=IF(C73="USDA",IF(C83<=MAX(1000,C82*0.01),"","STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE."),IF(C83>=10000,"STOP. CONV/FHA/VA LOANS - DEDUCTIBLE CANNOT EXCEED $10,000.",""))
 
Upvote 0
Solution
I did that in my post #7 above. Did you Not see it ???

Excel Formula:
=IF(C73="USDA",IF(C83<=MAX(1000,C82*0.01),"","STOP. USDA LOANS - DEDUCTIBLE CANNOT EXCEED THE GREATER OF $1,000 OR 1% OF THE POLICY COVERAGE."),IF(C83>=10000,"STOP. CONV/FHA/VA LOANS - DEDUCTIBLE CANNOT EXCEED $10,000.",""))
oh i am sorry, i did not realize that you did. thanks...i will test it out in my spread sheet and then
 
Upvote 0

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