HI there
A template is a worksheet that has settings such as formats and formulas that you would want to use over and over again - without having to recreate from scratch.
Examples of this could be an invoice, timesheet, monthly report.
When the different (variable) information has been entered into the template - this can then be saved as a worksheet. Leaving the template unaltered for future use.
When you go to 'file' 'new' on the excel menu - all of these are templates created by yourself or Microsoft.
Hope this has helped...
I get it!!!!! lol ..thanks brother Richard